There are so many things to consider when buying a home. The neighborhood, how much home you can afford, monthly payments, credit scores and the like can seem overwhelming. In fact with all the elements of home buying and the wealth of information available, its easy to form misconceptions. Many potential home buyers have a lot of misconceptions about the home buying process and what it takes to get a mortgage.  Many think it is actually more difficult to get a home – you need more down, you need more credit, etc. As your agent, I take great care to provide you with accurate information, aiding you in finding the home perfect for you, even if you don't think you're ready. I offer clients access to a variety of programs to make homeownership accessible. Schedule a consultation, homeownership is literally a click away.